I have two accounts on my CR that are reporting derogatory information. I think I have a good chance with GW for one of them, but I don't think the second one should even be on there.
It doesn't say I have a balance, just that it was charged off and I was late 5 times. How do I get them to send me the account history and stuff? DV doesn't seem right, since they aren't saying I still owe them.