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I need to dispute something on an EQ report, but the report from this site doesn't give a credit report number that you can reference when disputing with EQ. Where can I go to get a "disputable" report with a report number on it?
I need to send one of those disputes that states:
I have no knowledge or records of account # ________ from ________ on my report # ________.
I had no trouble getting an EX report, but I'm stumped on where to get an EQ report without signing up for some monthly service.
If you have not gone to www.annualcreditreport.com in the past year, you can get a free one there. If you have done that already, get the confirmation number from the report. If you don't have that, then you will have to buy a new report from Equifax.
If you have been turned down for credit or have a fraud alert, you can go to Equifax's website and get a free one there by following the steps to receive one. Just follow the directions on their website. I hope this helps.
Thanks for the reply sunnyday. I already got the free one last June or July. I already pay for Scorewatch. When I purchase a Scorepower report it doesn't have a report number on it. When I go the the Equifax site every product I see involves credit monitoring for a monthly fee. I don't want to sign up for a monthly service if I don't have to.
I can't find anywhere to just get one report from them. I'm feeling kind of stupid right about now. I didn't think it would be this difficult.
I think I found it on the Equifax site. If I put the cursor over Products it shows an option for Equifax Credit Report with FICO score ($15.95) or Equifax Credit Report ($10.50). The sample that they show has a credit report number on it so I guess that will work..
I just wonder why the Scorepower report from here doesn't include a credit report number. Oh well.