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Welcome to the forums!
I'd suggest reading the following:
Common Abbreviations
Credit Scoring 101 - great for knowing what is in your credit score and to see how your score is impacted.
and What Steps Do I Take - great for learning the repair process.
skylinecrest wrote:
What is the best way to get negative credit itmes removed from my history, for example late mortage payments public records of collections
Exactly, what are you trying to get removed? Ready information like OC/CA names, DOFD, exact month a given late reports, etc.
Hi welcome!
It is going to take time and motivation. I have been working on mine for about 10 months now. I was lucky enough to find these forums. At times I have wondered is all this stress and all work and no play is really worth it, well it is. It is a time consuming process but when you begin to see the positives out weighing the negatives it is a huge accomplishment. I wish you the best of luck and use these very helpful people to you advantage.
Do read the links given above though it makes a huge difference and you will actually know what all the terms and steps are..
Good Luck..