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I had a BOA credit card back from 2006 that went deragatory in 2007. It was sold to Midland in 2010. Does the 7 years start in 2007 or 2010? If its 2007 it should be coming off this year. Credit Reports are showing Midland account opened in 2010. Do I have to wait until 2017 now because the account was sold???
Actually it appears that EQUIFAX does NOT show the collection .Transunion and Experian do.
HERES THE DETAILS
Account History:
Charge Off as of Apr 2008
180 days past due as of Apr 2008
150 days past due as of Mar 2008
120 days past due as of Feb 2008
90 days past due as of Jan 2008
60 days past due as of Dec 2007
30 days past due as of Nov 2007
Date Opened: 08/2006 |
Reported Since: 08/2006 |
Date of Status: 04/2008 |
Last Reported: 04/2010 |
@BuffaloBoy wrote:HERES THE DETAILS
Account History:
Charge Off as of Apr 2008
180 days past due as of Apr 2008
150 days past due as of Mar 2008
120 days past due as of Feb 2008
90 days past due as of Jan 2008
60 days past due as of Dec 2007
30 days past due as of Nov 2007
Date Opened:
08/2006Reported Since:
08/2006Date of Status:
04/2008Last Reported:
04/2010
it falls off november 2014.