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How long before a CC reports a new CLI?

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Anonymous
Not applicable

How long before a CC reports a new CLI?

Hi all - I recently was approved for a CLI on my long-standing BoA credit card. Limit was increased from $8k to $12k, which lowers my util. down to aprx 34%. I got the CLI on Jan. 22nd, but it still hasn't "shown up" on my reports or had any impact on my fico score. Can I call BoA and request that they report this change?

 

Thanks!

 

Kelly

Message 1 of 4
3 REPLIES 3
09Lexie
Moderator Emerita

Re: How long before a CC reports a new CLI?

It should report when your Feb statement reports. 

Message 2 of 4
blondy250
Established Contributor

Re: How long before a CC reports a new CLI?

Are you using this card, sometimes CC companies in my experience are slow to report CLI if the account shows no activity. In my case Citibank took two statements after the CLI to report, and Discover took letting a balance report. Of course YMMV.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 3 of 4
takeshi74
Senior Contributor

Re: How long before a CC reports a new CLI?


@09Lexie wrote:

It should report when your Feb statement reports. 


+1

 

When does BofA normally report for you?

Message 4 of 4
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