Some of you of you may have seen some questions I posed a few weeks ago about a mistake on my credit report delying my closing on a home. Long story short: Cap. One screwed up and my lender will not process my mortgage until it is off my report. Cap. One told me that the CRA's system collects info from them on the 23rd of every month (today). Any idea how long it will take the CRA's to recalculate my score? Will it be done today? or does it take a few days to update in their system?
If your CR changes, your FICO score would immediately change if that TL impacted your FICO score. Question is: did the CR change? You would probably want to pull your CRs to see that change. If the change occurred, then your FICO could have changed too.
IME, I pull all 3 CRs everyday at various times and have found that any changes on my CR have happened early in the morning. If CapOne is updating, look for a change on EX first followed by EQ and TU up to a few days later.
Thanks, llecs. Just checked and no change. Dang it!! Hopefully it will change soon. It would really be nice to celebrate Christmas in our own home (might be a stretch no matter what, but I am thinking wishfully)!!!