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How long is a DCU hard pull valid for?

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folks19
Frequent Contributor

How long is a DCU hard pull valid for?

If I apply for a loan or credit card with DCU, can I use the same inquiry to apply for another loan without a new inquiry?

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KLEXH25
Valued Contributor

Re: How long is a DCU hard pull valid for?


@folks19 wrote:

If I apply for a loan or credit card with DCU, can I use the same inquiry to apply for another loan without a new inquiry?


Yes, you can. I applied for an auto loan with them and about a week later I was able to get a credit card using the same pull. I had called them for details on the loan and asked if I was eligible for their CC, and they gave me a $5k line. If you sign up for their free credit score, you can get quarterly SP preapprovals for all of their loan products as well.



Message 2 of 4
KLEXH25
Valued Contributor

Re: How long is a DCU hard pull valid for?

I forgot to add that I'm not sure how long the pull is good for, but I know it's doable. By the way, their next quarterly preapprovals are in April, so if you sign up for their free Fico score now, you can see what you qualify for on April 1st. They use EQ Fico 5.



Message 3 of 4
folks19
Frequent Contributor

Re: How long is a DCU hard pull valid for?

Thank you @KLEXH25 for that information.

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