How long till public records are deleted?

Anonymous · ‎03-19-2009

This is my first post and I am a little confused. Is a public record such as a tax lien removed 7 years after the date filed or 7 years after the status date?

haulingthescoreup · ‎03-19-2009

Hi, welcome to the forums!

"City, county, state, and federal tax liens: Unpaid tax liens remain 15 years from the filing date. Paid tax liens remain seven years from the paid date of the lien."

CRTP

hth

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎03-19-2009

@Anonymous wrote:
This is my first post and I am a little confused. Is a public record such as a tax lien removed 7 years after the date filed or 7 years after the status date?

Actually tax liens and some other government based liens stay on there for a very long time. 10+ years, even longer than any BK. Just like when you file a BK, those debts DO NOT get forgiven or discharged.

ADD: (emphasis added)

Potentially negative information, such as missed payments and most public record items remain on a personal credit report for 7 years, with the exception of Chapters 7, 11 and 12 bankruptcies, which remain for 10 years, and unpaid tax liens, which remain for 15 years. A paid tax lien will remain for 7 years. Positive information may remain on a report indefinitely. Paid closed accounts generally display for 10 years. Requests for your credit history remain on your personal credit report for 2 years.

Message Edited by Guardian on 03-19-2009 05:43 PM