How many months between credit card applications?

[oupsmince]

My goal is more SUB offers. I don't see any use to More credit availability. Does P1 means Preference 1? I updated my credit scores in my signature. What does "What's it's average age?" mean?

[firefox100]

Average age is the average age of all your account open, this part of the Fico system. For example you have 3 accounts account 1 is open for 2 years and second account is open for 3 years and the third is open for 5 years then you addadd up to total of 10 years then divid by 3 which is the total number of accounts you have which euals to 3.3 years. The higher the average age of accounts the better your score will be, some accounts you need average of 5 years or more.

[firefox100]

What I ment to say is to be approved for some higher level credit top credit products and higher limits some banks want to see much higher average length of accounts open, having lot of accounts which will reduce the average length of accounts will hurt not help. You can have lot of accounts if you have verylong history will help when you open new accounts. If the average age is 7 years or longer that good number to have.

[FICOdawg]

Do they clip the acct age at 10 years if it's still open?

New accts are brutal to the average for someone like me with only 4 accts open.      Adding a couple new cards is going to sting.

[oupsmince]

I went to the free Experian credit report and I didn't see an average age account. Is there some free service that calculates this average age for you?

[oupsmince]

I'm also an Authorized User of a Citi Costco credit card opened on January 2018. Does it help?

[firefox100]

Check out Credit Karma its free.

[Vinjints]

Sign in to Experian, click your score then scroll down to length of credit history. You'll then see your oldest and average age of accounts. 

[KatzNDawgs]

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@FICOdawg wrote:

Do they clip the acct age at 10 years if it's still open?

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Not sure exactly what you are asking here. If an account is open, it will list age for that account past 10 years if still open. If you are asking about a closed account, one in good standing can stay on report *up* to 10 years generally (sometimes taken off sooner, sometimes they kinda forget to take off and goes past 10 years).

[oupsmince]

Thank you. average age of my accounts: 2 years 10 months.