How often does the fico 5 score update?

[Kellymommy4]

I'm trying to increase my score to get a mortgage. My fico 8 score is average at 618. But my middle fico 5 score is 576, which seems to be what mortgage lenders use. Fico 8 updates almost daily but I haven't gotten an update for the other versions since I signed up

[Anonymous]

How they explained it on the phone to me today is if there is any new monitoring that happens it will give you an alert within a day. And your score will show that if the number changes. I called them because I was asking about why would I pay monthly if it updates quarterly?

[medicgrrl]

Only the FICO 8 is updated with changes to your report. All other FICO scores will be updated when you pull your next 3B report.

[Anonymous]

---

@Kellymommy4 wrote:
I'm trying to increase my score to get a mortgage. My fico 8 score is average at 618. But my middle fico 5 score is 576, which seems to be what mortgage lenders use. Fico 8 updates almost daily but I haven't gotten an update for the other versions since I signed up

---

As another poster said only your FICO 8 will update on alerts.  The rest will update quarterly.

I really wish they all updated monthly.  I still can't figure out why they won't do that or even update monthly.  Wondering if it "costs" them too much to get the data :\

[Anonymous]

---

@Anonymous wrote:
How they explained it on the phone to me today is if there is any new monitoring that happens it will give you an alert within a day. And your score will show that if the number changes. I called them because I was asking about why would I pay monthly if it updates quarterly?

---

The nice part about this is that if you space out your statments you can get multiple updates for your FICO 8 score throughout the month.  Still have to wait 3 months for the others to update though :\