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How should paid garnishment for cc appear on report?

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collics
Established Contributor

How should paid garnishment for cc appear on report?

Capital one got a judgment against me and got the full amount of the charge off balance as of about August 2018. $2505

My credit report still has the full balance listed. Shouldn’t it be $0?
Plus they keep updating it as N like 30 times since it was Charged off.

Should I dispute as paid in full/settled?
BK 7 FREE!
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FICO8s Dec 2019

FICO8s Oct 31 2023
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FireMedic1
Community Leader
Mega Contributor

Re: How should paid garnishment for cc appear on report?

The comment charged off will stay until fall off. But yes it should say $0 balance Paid/Charge Off. Does it say this on all 3 CRA's? Dispute it with supporting documentation via certified mail return reciept.


Message 2 of 3
collics
Established Contributor

Re: How should paid garnishment for cc appear on report?

Ok great thanks. I knew I wasn’t crazy. Should have checked my reports after the garnishment was done.

BK 7 FREE!
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FICO8s Dec 2019

FICO8s Oct 31 2023
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