Hmm, i'm interested in this as well! I Have about 6 (turning 1yr old) in June! Not at the 2 mark yet but at least age 1 year!
Immediate, though inquiries are on a step function: you don't lose points for every individual inquiry, and you don't gain points back for every individual one that comes off; it very much depends how many other inquiries are on your report.
That said, when I went from 2 to 0 inquiries I gained on the order of 2 points on EQ Beacon 5.0, though when I recently went from 0 to 1 inquiry on the same Beacon 5, my score didn't budge, so I am somewhat confused and it's hard to suggest what one's score will do as a result. Could be my file is so bad that an inquiry doesn't make it any worse 
Thank you all. I guess time will tell.
@Revelate wrote:Immediate, though inquiries are on a step function: you don't lose points for every individual inquiry, and you don't gain points back for every individual one that comes off; it very much depends how many other inquiries are on your report.
That said, when I went from 2 to 0 inquiries I gained on the order of 2 points on EQ Beacon 5.0, though when I recently went from 0 to 1 inquiry on the same Beacon 5, my score didn't budge, so I am somewhat confused and it's hard to suggest what one's score will do as a result. Could be my file is so bad that an inquiry doesn't make it any worse
In theory, if the INQ no longer has an impact on your FICO score after one year, then you wouldn't really gain any points back once it falls off after two years. Now, that is in theory and we all know how these algorithms like to surprise us when we think we know what we are talking about.
so, with that being said, it is a YMMV situation based on your entire profile.
@azguy13 wrote:
@Revelate wrote:Immediate, though inquiries are on a step function: you don't lose points for every individual inquiry, and you don't gain points back for every individual one that comes off; it very much depends how many other inquiries are on your report.
That said, when I went from 2 to 0 inquiries I gained on the order of 2 points on EQ Beacon 5.0, though when I recently went from 0 to 1 inquiry on the same Beacon 5, my score didn't budge, so I am somewhat confused and it's hard to suggest what one's score will do as a result. Could be my file is so bad that an inquiry doesn't make it any worse
In theory, if the INQ no longer has an impact on your FICO score after one year, then you wouldn't really gain any points back once it falls off after two years. Now, that is in theory and we all know how these algorithms like to surprise us when we think we know what we are talking about.
so, with that being said, it is a YMMV situation based on your entire profile.
I should've been more specific: 2 to 0 scoreable inquiries.
