How to ask a bank to report to Experian?

[wowzera]

Hi!

I currently have three credit cards:

1) Bank of America Cashback Rewards - opened in November/0218;

2) Amex Bluecash Everyday - August/2019;

3) Amex TPC - August/2019.

Somehow, my Bank of America credit card only reports to TransUnion and don't to Experian and Equifax.

My American Express cards are reporting to Experian.

Is there a way to make my Bank of America card report to my Experian credit profile? Since it's the longest account I've, that would be good to my credit score.

PS: I only have an ITIN, I don't have a SSN. Because of that, I can't see my full credit profiles in the bureaus.

PS2: I know that Experian didn't have any info regarding my BofA credit card because just now, after six months of account opening, I'm able to see my FICO Score through the American Express app.

PS3: Also, I think I don't have any FICO Score in Equifax yet, probably because my BofA credit card also don't report to that bureau, because I created an online myEquifax account and there's no information regarding me. I also called Equifax and they couldn't find my credit profile.

[Anonymous]

You probably have a split file at the bureaus because those lenders are known to report to all three bureaus.

IME, You need to call the bureaus tell them you suspect a split file because of the lack of a Social Security number. That is probably what caused it

[Medic981]

+1

I too suspect a split file. The major bank cards all report to the 3CRAs.

[wowzera]

I requested a copy by mail of my credit profiles using annual credit report request form.

After I receive the profiles, I will be able to identificate the split credit report, right? And, after that, request by mail to sort out any errors identified.

Is there anything else I can do?

[Anonymous]

No, the CRAs have to merge/correct the files. Only way. Sometimes it can be fixed over the phone by a supervisor, but you roll the dice.

[M_Smart007]

Op .. If you have a split file, I wish you luck. friend of mine dealt with it. Finally got it resolved after many headaches.