How to delete your name history? and even address...

[calyx]

You are incorrect re: employer, @Anonymous .     Your employer itself also may submit information to CRAs (like The Work Number, which is owned by Equifax).   Even if you fibbed omitted your employer when applying for new accounts, it will likely get out through a number of sources.

And FYI:   Your old name will never go away - it will stay attached to your credit reports from various agencies.    You can *correct* your name when you can prove it's incorrect (and as someone who had to correct a name that got into my records through proven fraud, even then it was difficult, I can tell you that will not be easy), it will just be listed under past names/also known as.    I had this issues getting married & divorced and changing names both times (nevermind how tangled your credit report gets when social security incorrectly reports data )

[dragontears]

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@Anonymous wrote:

Ok I have a different question..

what about the people who do not have a consent to run a trace on you...

there are websites like TruthFinder or Peoplewise(powered by LexisNexis), although I couldn't find the Peoplewise on google...

They are claiming they have access to the public records, removing yourself off these websites by sending email to them is not a remedy since there are other sources and the primary source itself that still accesible to the public.

Now I haven't updated any documents with my new name yet..

I don't want anyone who knew my name in the past simply go and access one of these websites and find out about my new identity based on my previews name...

what can I do about that?

Thanks

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@Anonymous 

Just to clarify,

Do you want new people, like rental companies, to not be able to find out your old name?

Or

Do you want people who have your old name not be able to find your new name?

These are 2 different issues, as others have said, the first is almost impossible to happen. 

[House2021]

I personally changed my name (a couple times actually but not to conceal my identity) anyways, interestingly enough if I type in my moms or siblings name it comes up on those sites as being associated with each other, whereas not one of them shows my old name or new name linked to any of them and it's been decades. so it does help somewhat. Removing addresses was one of the easiest things ever from credit reports.

[Rottweilerlvr]

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@Remedios wrote:

Previous name stays, just like previous addresses and employers stay but aren't listed under "current" 

Name change doesn't lead to clean credit report.

If they do remove the name for some strange reason, credit history with previous name is attached to a new name. 

Even addresses aren't supposed to be removed unless they are erroneous ones (places you never lived). 

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I don't think that matters. I can't get equifax to remove a address and I've never lived in the town, much less that address. They say I have. How do I prove otherwise?

[coldfusion]

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@Rottweilerlvr wrote:

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nk that matters. I can't get equifax to remove a address and I've never lived in the town, much less that address. They say I have. How do I prove otherwise?

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There's a decent chance in your case that 1 of these 2 things is going on:

a) an upstream furnisher (Lexis Nexis) has a bogus entry in your consumer report.

b) a creditor on your report is, or was, giving them an incorrect address associated with your account.     IME this one can be a little tough to track down but isn't hard to rectify if you contact the creditor. 

[Anonymous]

Do you want new people, like rental companies, to not be able to find out your old name?

I was, but it seems it's impossible, but I got a news, it seems a lot of at least reputed rental companies run the background check and credit check via a 3rd party company, and that 3rd party comapny(which I called and talk with one of them) doesn't reveal your older name or even full credit profile to the rental office ppl which you are about to see everyday for the next year, they just comeback to them with a yes or no answer, so that's cool enoguh.

and as far as the employer, at least big enterprises which I work for, I don't think your background check by that 3rd party comesback  with all the small details, like your past names, maybe past employers or if you're clear(no record), I don't even think the addresses are included, I don't even think they pass that background check to your hierachry, they just comeback to the headquarter HR which they are not even part of your team, and HR will tell your team lead that this kid is clear as long as he is qualified you can send him the offer.

This doesn't mean the 3rd party doesn't see those, but I almost don't care.

Do you want people who have your old name not be able to find your new name?

Yes very

[Anonymous]

so removing addresses caused that...?

these reporting agencies are super super slow!!!