How to get an item on to credit

[Anonymous]

I purchased a car making monthly payments for 21 months I was never late. After paying vehicle off I found out they do not report to the credit agency. Is there any way I can get that added as appositive to my credit? I was told that if someone was to call to inquire they would state a positive pay wish it worked like that. Any help would be appreciated.

[MarineVietVet]

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@Anonymous wrote:

I purchased a car making monthly payments for 21 months I was never late. After paying vehicle off I found out they do not report to the credit agency. Is there any way I can get that added as appositive to my credit? I was told that if someone was to call to inquire they would state a positive pay wish it worked like that. Any help would be appreciated.

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Hello and welcome to the forums.

Unfortunately creditors are not required to report to any of the CRA's but if they do so the information is supposed to be accurate.

All you can do is ask the creditor you paid off to reconsider and send a report. It's worth a shot.

[Anonymous]

I have they told me they don't report and would only tell someone if they were to call and inquire. I'm at a loss.

[RobertEG]

You are out of luck if they either dont wish to report of dont have a credit reporting agreement with a CRA.

The CRAs dont accept self-reporting from consumers.