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How to proceed after SOL has run out?

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Anonymous
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How to proceed after SOL has run out?

Ok so if the statute of limitations has expired on my account how should I proceed next.  Should I continue with the Letter of Validation or should I call them, that is the collection agency?  I am coming close to the end of my thirty days to respond to their letter.  Please help!!!!
 
Thanks
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Stay off the phone! No point in calling them. If the SOL'...

Stay off the phone!

No point in calling them. If the SOL's run, they can still report until the reporting time limit expires.
Message 2 of 3
yoreljm
New Contributor

If the SOL has passed, you can tell the bill collecters (...

If the SOL has passed, you can tell the bill collecters (if they are not the original creditors) to stop calling you. You have to do it in writing. And just pay them whenever you can.
Message 3 of 3
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