How to remove accounts over 7 years old?

[Anonymous]

Hello!  I have been fighting with all 3 CRAs for 2 years in regards to removing accounts that are over 7 years old.  All of these accounts are paid/closed and 3 are negative due to a paid charge off and late payments.  EX gave me a dispute report that lists these accounts falling off my CRs in 2012!!!!  I called one creditor and they could not help me since I do not have the full account number.  Thank you for your assistance.

[Anonymous]

DV Each CA and dispute (again) with the CRAs as 'past CRTP'

[Anonymous]

Thanks!  I have caught on to some of the jargon here, but what does the following mean:

"DV Each CA and dispute (again) with the CRAs as 'past CRTP'"

I gather I should dispute each item again...

[Anonymous]

start by reading thru this

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=6834

it has DV letter and disputes.

[SmartCookie]

You can get the full account numbers if you pull reports directly thru the CRAs sites.  This includes pulling FACTAs at annualcreditreport.com

The CRTP is approximately 7 years from the DOLA/DOFD dates... so make sure you that is where you are basing the removal from.

Definitely DV (CMRRR to the CA) CA TLs that are not reporting correctly... it cannot hurt and might cause a removal.

Anything the CRAs are telling you was verified you should sent an MOV letter to them regarding... proceeding to ITS letter as needed.