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I am now part of the 750+ club!

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bettercreditguy1
Established Contributor

Re: I am now part of the 750+ club!

Congradulations on your accomplishments. Continue to use what you have learned to keep going forward. 

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 11 of 17
Anonymous
Not applicable

Re: I am now part of the 750+ club!

hi ficodeMio ty for this  free scorecard service, i never heard of this before. so, listen i checked it today and its even better my scorecard score is 768! how is this even possible! omg ty so much for this info. so this is the real deal fico ? i really hope so!

Message 12 of 17
Anonymous
Not applicable

Re: I am now part of the 750+ club!

@austinguy907 ... 768 fico 8 through discover! ty for the info

Message 13 of 17
909
Regular Contributor

Re: I am now part of the 750+ club!

Well done! I didn't make progress as quickly as you did but I know the satisfaction of becoming a responsible credit user and seeing scores reflect it. Keep up the good work!
Fico 8 Scores
7/2020: EQ - 842; TU - 832; EX - 848
10/2017: EQ - 823; TU - 835; EX - 824
05/2016: EQ - 712; TU - 706; EX - 710
11/2015: EQ - 694; TU - 651; EX - 653
5/2015: EQ - 670
5/2014: EQ - 653
11/2013: EQ - 645
05/2013: EQ - 656
11/2012: EQ - 646

Eight CCs ($179,500 CL, 0%-1% UTIL)
AoOA = 18.6 years, AAoA = 60 mos., AoYA = 18 mos.
One mortgage, one HELOC, no car loans.
Derogs from 2009 and 2010 now gone after 7 years. I started paying attention to credit scores in about 2014. It's taken a few years but credit scores are now good after starting in the high 500s back in 2011

Message 14 of 17
Anonymous
Not applicable

Re: I am now part of the 750+ club!


@Anonymous wrote:

hi ficodeMio ty for this  free scorecard service, i never heard of this before. so, listen i checked it today and its even better my scorecard score is 768! how is this even possible! omg ty so much for this info. so this is the real deal fico ? i really hope so!


Hey maddashto800,

 

You are more than welcome.  Also, I am glad to hear you have an exceptional FICO 8 score.  Now that is wassup!

 

(-:

 

Way to go!

Message 15 of 17
Anonymous
Not applicable

Re: I am now part of the 750+ club!

 
Message 16 of 17
Credit_hawk
Established Contributor

Re: I am now part of the 750+ club!

Congrats!! That's good news to hear. You said you went from 500 to 750+ and asked how it's possible to do it in one year. It's possible to do it in one day- the day collection accounts are deleted. I'm assuming you have bad accounts and they either aged off or you hit the 'ol dispute button on everything and they came off (for now). Either way, congrats and keep up the good work!

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 17 of 17
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