There are better ways to prove me wrong!
The Cash+...
@pinkandgrey wrote:I finally bit the bullet and closed out 3 cards. No, I’m not concerned with AAoA, utilization, etc. (These cards were young and low limit anyway.) I have been wanting simplicity for awhile now. I was getting tired of taking forever to decide which card to use for what.
I closed my SavorOne, BBVA Clearpoints, and my US Bank Cash+. Yes, I know those were quite recent acquisitions for me, but like I said, I’m not going to worry about the small stuff.
Now my card catalogue consists of my Disco, my Amex, and my Citi DC. My so-desired 3 card life has been achieved.
Maybe I did it just to prove Saeren wrong lol but I seriously feel pretty relieved and happy about this.
And no, I’m not planning on replacing those closed cards. I really wanted to have only 3, and it’s not worth the headache to have more. Even the upcoming Apple Card will not grace my wallet. I really want to grow my DC, so no new accounts for me.
I want to know how many people's hearts are going to skip a beat when they saw you closed your Cash+
CONGRATS on your personal success/milestone!!! 
@calyx wrote:
@Anonymous wrote:My heart about stopped when I saw that. 💀 🧟♂️
It's in my nature to laugh when shocked, and I did chuckle out loud when I read it.
🤣
I probably made an audible gasp. Had I been around people, I probably would have drawn some attention and upon explanation of my gasp, some funny looks for caring that much about a credit card.
Well- now that's refreshing
Like, cannonball into a crisp ice cold pool on a 114° California summer day, refreshing.
CC closure takes some cajones.
Like, cannonball into a crisp ice cold pool on a 114° California summer day, refreshing.
CC closure takes some cajones.
@calyx wrote:
@pinkandgrey wrote:I finally bit the bullet and closed out 3 cards. No, I’m not concerned with AAoA, utilization, etc. (These cards were young and low limit anyway.) I have been wanting simplicity for awhile now. I was getting tired of taking forever to decide which card to use for what.
I closed my SavorOne, BBVA Clearpoints, and my US Bank Cash+. Yes, I know those were quite recent acquisitions for me, but like I said, I’m not going to worry about the small stuff.
Now my card catalogue consists of my Disco, my Amex, and my Citi DC. My so-desired 3 card life has been achieved.
Maybe I did it just to prove Saeren wrong lol but I seriously feel pretty relieved and happy about this.
And no, I’m not planning on replacing those closed cards. I really wanted to have only 3, and it’s not worth the headache to have more. Even the upcoming Apple Card will not grace my wallet. I really want to grow my DC, so no new accounts for me.
I want to know how many people's hearts are going to skip a beat when they saw you closed your Cash+
CONGRATS on your personal success/milestone!!!
Wow, I had no idea the Cash+ meant so much to people lol Is it just because of my crazy approval story? Or is there some unwritten rule about shunning US Bank....am I going to wake up with a shredded credit card in my bed.....
@pinkandgrey wrote:
@calyx wrote:
@pinkandgrey wrote:I finally bit the bullet and closed out 3 cards. No, I’m not concerned with AAoA, utilization, etc. (These cards were young and low limit anyway.) I have been wanting simplicity for awhile now. I was getting tired of taking forever to decide which card to use for what.
I closed my SavorOne, BBVA Clearpoints, and my US Bank Cash+. Yes, I know those were quite recent acquisitions for me, but like I said, I’m not going to worry about the small stuff.
Now my card catalogue consists of my Disco, my Amex, and my Citi DC. My so-desired 3 card life has been achieved.
Maybe I did it just to prove Saeren wrong lol but I seriously feel pretty relieved and happy about this.
And no, I’m not planning on replacing those closed cards. I really wanted to have only 3, and it’s not worth the headache to have more. Even the upcoming Apple Card will not grace my wallet. I really want to grow my DC, so no new accounts for me.
I want to know how many people's hearts are going to skip a beat when they saw you closed your Cash+
CONGRATS on your personal success/milestone!!!Wow, I had no idea the Cash+ meant so much to people lol Is it just because of my crazy approval story? Or is there some unwritten rule about shunning US Bank....am I going to wake up with a shredded credit card in my bed.....
It’s like THE goal card for many people here. There aren’t many options for cash back from utilities and you just dropped the two best ones!
As long as you’re happy, that’s all that counts. You have more cajones than me apparently because I can’t even bring myself to get rid of my SSFCU card.
I want to hit that $100K in TLs. Just cause. 🤷♂️