@TrapLine wrote:A little side trip ... two bank systems where I live were both off line and dealing with some vary strange happenings (you could access the bank externally) but the internal staff had no phones, computer access or software to use and it took them three week days to fix). The other bank had strange problems with part of the banking software ... really strange and it took them three days. No one can admit what happened for security reasons but strange. This all happened last week.
As an extended side trip, external access to various utilities is getting nebulous due to the ramifications of software intruders. Presently, I sit on a utility board and it is almost to the point of no external access. Will need to use a "pony express" rider to carry the needed information around.
Finally the modern age got us
Just my personal opinion, @TrapLine.
I have a problem @Aim_High. I used to just hang up on spam/scam callers immediately, and get really aggravated they were calling. More recently, I've found myself becoming increasingly disappointed when there isn't a live person to have a "conversation" with... Those always end with them hanging up on me. So much more enjoyable... Bonus points if they get so aggravated they use foul language before ending the call. 
@SeaProbe wrote:Changing phone number, email, and so on will only help until the next breach is revealed.
True, @SeaProbe. But at least it keeps you one step ahead and makes some of that data worthless to hackers.
With that said, there are some things you can do that will harden you against fraud. First, strong and unique random passwords for each site. A trusted password manager such as Bitwarden is invaluable for this. Second, use two-factor whenever available, and if possible the one-time password option (requires a password manager or google authenticator). Third, start using passkeys for sites that offer them.
I have some good passwords and have minimal overlap-reuse unlike some consumers, but I know I don't change them often enough. (And yes, I know you shouldn't reuse them at all; I have just chosen to compartmentalize them or make various modifications to the root passwords.) I've resisted the password manager applications since I don't like having my access tied to a program, having it generate passwords that I can't keep up with or remember, trusting the password manager itself not to be compromised, and locking myself into an indefinite subscription once I begin using it. But after reading up on the topic, I'm coming to the realization that a password manager may be a necessary evil, unfortunately. Too many websites with logins and too much to individually change and manage to the degree of complexity it requires for the best security.
@TrapLine wrote:Aim_High
Some others to look into:
Lexis Nexis
ARS IDA
NCTUE (telephone)
MIB (Medical Reports)
INNOVIS
Early Warning Systems (Note they pass themselves off as a non-credit bureau) so no ability to freeze
A few that you can have stolen. You already noted the IRS and Social Security which September 2024 are mandating a switch to LOGIN.GOV or ID.me with no exceptions. The VA already made the transition.
Another day brightner ... had check information stolen at the Chicago IL Federal Reserve Processing Center and charges of several hundred dollars were made to my account for 900 calls. Caught the person and the Feds asked if I wanted them prosecuted and I signed the legals and fraud became part of their life style. So ... o ... the return to paper checks is not the security we might suspect?
Yes, @TrapLine, just like the credit report freeze I have long considered getting copies of some of my personal data at some of those other websites. Last night, I created an account at CHEX Systems and considering a lock on new banking accounts. I requested a Lexis Nexis report but I hesitate to ask them to purge my data since I wonder if that is unnecessary for anyone using them for legitimate purposes, and whether it might cause me some future issues.
On the same topic (National Public Data breach) but on a different sub-forum, @Anonymous posted many links including one to a REDDIT forum about the same topic. Members had posted a very long and inclusive list of other bureaus to consider checking or locking, I believe including all the ones you mentioned above. See THIS LINK to go to REDDIT.
@JoeRockhead wrote:I have a problem @Aim_High. I used to just hang up on spam/scam callers immediately, and get really aggravated they were calling. More recently, I've found myself becoming increasingly disappointed when there isn't a live person to have a "conversation" with... Those always end with them hanging up on me. So much more enjoyable... Bonus points if they get so aggravated they use foul language before ending the call.
Lol 
@JoeRockhead. You got right to the point (and tipped her off by your response) but some of the funniest responses I've read about is where someone plays along for a long time, gives false information, delays the conversation, and basically just wastes their time until they get frustrated or realize they are being played too.