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I got a Myfico black market alert!

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New Contributor

I got a Myfico black market alert!

I got a black market website surviellance alert and it all it says is My email address and a some garbled letters and numbers for password so what should i do?

EQUI 659, TRANS 660, EXP 666 these are my Scores as of 9/19/2016!
Message 1 of 12
11 REPLIES 11
Community Leader
Super Contributor

Re: I got a Myfico black market alert!

I have no clue, but I will be following your thread...


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 2 of 12
Moderator

Re: I got a Myfico black market alert!


@TheGeneralLee862 wrote:

I got a black market website surviellance alert and it all it says is My email address and a some garbled letters and numbers for password so what should i do?


I would change all your passwords for any credit or bank site and also consider freezing the three major credit bureaus at least temporarily.  While the alert may not mean a lot it also could be an indicator that you're at risk for identity theft or some other nonsense that you don't want.

Message 3 of 12
Established Contributor

Re: I got a Myfico black market alert!

It should tell you what site your info was obtained from. At any rate I know that Life Lock's alerts do. I've had two in the past three months. Both were tied to major data breaches. I just changed the passwords for those accounts and my bank account. So far so good.

Over $200,000 in credit across 12 cards.

FICO ranges from 791 -824 as of 07/26/2019
Message 4 of 12
New Member

Re: I got a Myfico black market alert!

I received this alert as well a couple weeks ago like you descibe. Will be watching this thread.

As of 7/16 scores are: EQ: FS8 653, Mort S5 678. Auto S8 658, S5 674, BankCard S8 649, S5 673, NEW S9 674, AutoS9 671, Banckcard s9 676. TU: FS8 745, Mort S4 722, Auto S8 748, Auto S4 732, BC S8 757, BC S4 749, New S9 749, Auto S9 757, BC S9 760. EX: S8 709, Mort S2 732, Auto S8 701, Auto S2 723, BC S8 711, BC S3 721, BC S2 744, New S9 769, Auto S9 777, BC S9 778
Message 5 of 12
New Contributor

Re: I got a Myfico black market alert!

for some reason it does not tell me what site it is from or anything just my email?

EQUI 659, TRANS 660, EXP 666 these are my Scores as of 9/19/2016!
Message 6 of 12
Valued Contributor

Re: I got a Myfico black market alert!

Interesting to see this because I got an email from myFICO in the middle of the night about a similar thing.

 

All the alert says on the site is the creation date of yesterday, and part of one of my old email addresses (not one that has ever been used for anything financial mind you).

 

I will make my own thread so I don't derail yours, but will watch both.

Message 7 of 12
Established Contributor

Re: I got a Myfico black market alert!

As someone else stated, just change your passwords make sure it's nowhere close to the ones you've using. It seems time consuming but I've had that alert a few times over the past 4 years from various monitoring services and from my own personal experience, it was usually tied to a data breach and then a data dump done from a server. Just had one recently on LinkedIn, Wendys, Walmart, my Amazon account...So because I tend to duplicate stuff I just use a generator now to come up with passwords, cause I was lazy and won't change them for years.

Fico 8 starting scores 09/27/15 EQ: 646 TU: 622 EX: 668 5 collections 1 PR reporting across the board
Scores 06/30/16 EQ: 685 TU: 699 EX: 695 1 collection now reporting on EQ and EX and 1 PR on EQ
Current scores 11/4/2016 EQ 688 TU: 705 EX: 736 No collections no PR/Judgements Finally Clean
Message 8 of 12
Established Contributor

Re: I got a Myfico black market alert!

Oh and I did make sure to remove any saved credit cards from online retailers, because of it. I felt I was taking an extra step in case I was hacked/data breached again

Fico 8 starting scores 09/27/15 EQ: 646 TU: 622 EX: 668 5 collections 1 PR reporting across the board
Scores 06/30/16 EQ: 685 TU: 699 EX: 695 1 collection now reporting on EQ and EX and 1 PR on EQ
Current scores 11/4/2016 EQ 688 TU: 705 EX: 736 No collections no PR/Judgements Finally Clean
Message 9 of 12
New Contributor

Re: I got a Myfico black market alert!

I just got another alert again this time I recognized the password but unsure of what account it is that is getting this!

EQUI 659, TRANS 660, EXP 666 these are my Scores as of 9/19/2016!
Message 10 of 12
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