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What can happen after a TL deletion?

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Frequent Contributor

What can happen after a TL deletion?

Moderator: I realize that I posted this in another topic, but this is a better topic to post it under:

 

Bank of America wasn't able to validate CC lates that they were were reporting to the CRAs, so the TL was deleted. I do have a balance with them and plan to do a BT to another card which would put my new BofA balance to $0.

Will the TL appear again and will it have the previous CC lates shown or will it just have my new balance of $0?

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Legendary Contributor

Re: What can happen after a TL deletion?

If the accuracy cannot be verified or the information corrected within the dispute period, then it must be deleted.

However, deletion is not permanent.

 

The furnisher can, at any later time, reinsert the deleted information if they include a certifcation of accuracy of the information with their reporting.

That then provides the verification that was previously not submitted within the dispute period.

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Moderator

Re: What can happen after a TL deletion?

I removed the other thread for you from the RYC forum.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 3 of 4
Frequent Contributor

Re: What can happen after a TL deletion?

Thank you...both of you!

AmEx Platinum - AmEx BCP - Chase Freedom - NFCU Platinum - Chase Amazon Prime - Citi Costco - Citi Best Buy
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