Everyone, I messed up. When I was paying my bills for January aparently I didn't pay my Dick's bill. This is my first negative mark on my credit report. How long till it goes away? I'm assuming there is no way for me to get it taken off? So mad at myself right now 
@Anonymous wrote:Everyone, I messed up. When I was paying my bills for January aparently I didn't pay my Dick's bill. This is my first negative mark on my credit report. How long till it goes away? I'm assuming there is no way for me to get it taken off? So mad at myself right now
Hello,
How do you know the late payment is reflected on your credit report?
@Anonymous wrote:Everyone, I messed up. When I was paying my bills for January aparently I didn't pay my Dick's bill. This is my first negative mark on my credit report. How long till it goes away? I'm assuming there is no way for me to get it taken off? So mad at myself right now
A late payment should not show up on your report as a 30 day late if it was paid before the 30 day mark. So if you caught it in time, you may be ok from a reporting perspective. If not and it is your 1st offense some CC companies may be willing to remove it if you talk to a CSR and fax them a letter explaining what happened.
@Thomas_Thumb wrote:
@Anonymous wrote:Everyone, I messed up. When I was paying my bills for January aparently I didn't pay my Dick's bill. This is my first negative mark on my credit report. How long till it goes away? I'm assuming there is no way for me to get it taken off? So mad at myself right now
A late payment should not show up on your report as a 30 day late if it was paid before the 30 day mark. So if you caught it in time, you may be ok from a reporting perspective. If not and it is your 1st offense some CC companies may be willing to remove it if you talk to a CSR and fax them a letter explaining what happened.
yea i paid before the 30 day mark so hopefully ill be alright then. thank you