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WalletHub: Free Credit Score, Report and Monitoring

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ErikaC1
New Contributor

WalletHub: Free Credit Score, Report and Monitoring

Has anybody tried this new site? I guess is sort of like Credit Karma?

 

 

 

Thanks!

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: WalletHub: Free Credit Score, Report and Monitoring


@ErikaC1 wrote:

Has anybody tried this new site? I guess is sort of like Credit Karma?

 

 

 

Thanks!


WalletHub only uses Transunion, while Credit Karma uses Transunion & Equifax.

Message 2 of 5
stellar
Established Contributor

Re: WalletHub: Free Credit Score, Report and Monitoring

I just signed up.  It updates daily, so that's useful.

Message 3 of 5
Anonymous
Not applicable

Re: WalletHub: Free Credit Score, Report and Monitoring

I joined to see what it's like. I have several cards that'll report over the next two weeks so we'll see if the 'daily' updates are really updates or if they use stale TU data like I've seen other sites do.  WH's data is current at first pull.

 

The site is responsive (adjusts to fit your screen) - bit stretched on larger displays but workable. Looks nice on a smartphone.

The colorscheme could be higher contrast - looks good but light grey text on white could be hard for some to read.

Doesn't work w/o Javascript, but that's just a pet peeve of mine & not too much of an issue with today's browsers.

Top nav links for 'offers' and 'companies' should go to an overview page but don't - you have to click on a subcategory. Might cause minor confusion.

You get logged out after a few minutes of inactivity & login screen does not remember your credentials - good for security.

No ad spam on the main pages (yet)

The interface is nice - summaries with click-throughs for detail. It's pretty intuitive to use.

Could offer more detail on the summary data on larger screens to take advantage of the real estate, like showing last updated/limit/util for account, but you probably know that info already anyway.

 

Typical VS rating on age of accounts (open only).

I notice the utilization is only counting those cards that I currently have a reported balance on, making my utilization appear higher than it is.

Score (VS) is same as reported on other sites.

 

Overall a nice looking site reporting the same info you get elsewhere.  The daily updates are where it'll make a splash. 

 

Message 4 of 5
alvon123
Super Contributor

Re: WalletHub: Free Credit Score, Report and Monitoring

Thanks for the tip, I just joined today.


Message 5 of 5
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