I really need encouragement

[happy0510]

I am going to be applying to rent an apartment and finally for the first time ever get out on my OWN!!  Yay....I always lived with either my Mother or ex-husband...they are gonna check my credit!! I'm so worried!

[Anonymous]

Your scores are not bad!    do you have any collections on it?

[happy0510]

Yes, one ltl $31 med collection. I sent a PFD 8 days ago and haven't heard...(1) CO for a car back in 04...the balance shows $0...i do have a judgment only showing on EQ for the car..but that's it!! Only (1) open CC w/Orchard!!

Message Edited by happy0510 on 04-04-2008 11:35 AM

[Anonymous]

Do not worry about it....your credit score is better than mine and I just rented a wonderful 3 bd, 2 Full Baths, 1400SQFT Apt. for $1007 p/month to include util, wonderful pool, gym, tanning bed, GATED Private Access community and best of all, next to the PGA National Augusta Golf Club in Augusta GA!  Don't stress about it. 

[Anonymous]

You will be fine!

Wost case they may ask for a full month deposit (no 'recent rental' history).... more than likely not.

[Anonymous]

Scores of 650 and above are fine for renting.  YOU GO GIRL!!!!!

[Anonymous]

Sounds  like you will be just fine! Congrats on this new phase in your life!

[happy0510]

Awesome guys!! Thanks! Man...I can't wait to be sitting in my own place on my own desk on my own laptop writing to you guys about how I just reached the 700's and my last baddie fell off!! LOL 

Or

I was approved for a home loan!!!

[Anonymous]

---

Nvat75 wrote:

I just rented a wonderful 3 bd, 2 Full Baths, 1400SQFT Apt. for $1007 p/month to include util, wonderful pool, gym, tanning bed, GATED Private Access community and best of all, next to the PGA National Augusta Golf Club in Augusta GA! 

---

That would run at least $2000 here in the suburbs of DC! Fortunately I don't pay that much for my 3BR apt because I qualified for low income housing when I was making $45k/year. What a joke.

Moral? Don't move to Northern Virginia!

[Anonymous]

Shnapple I live sort of close to you... but out far enough that I rent a 5 bdr 2.5 bath house for 1900.... I can't imagine how much that would cost me close in.