Like one of our other board members I had emailed the CEO of IC systems asking for a removal considering it was about 6 months from falling off anyways.
That was a couple weeks ago and no response. I resent the email yesterday and voila!
I got an email back and then a followup from one of the assistance with an attached copy of the letters being sent to the 3 bureaus to delete!
And that folks as they say is the end. This is by final derog/collection on any of my credit reports!!! I'm free!!!!!!!!!!!!!!!!!!! I'm freeeeeeeeeeeeeeee!!!!!!!
I'll be paying down some balances over the next month or two to get my utilizations below 35% on a couple CCs and then will be applying for my mortgage.
According to Myfico score simulator, I'll be in the 720-780 range as soon as I take care of that....
I really have to thank all the nice folks here for all their help. Everyone needs to give themselves a big pat on the back.
TC FAKOS TU 678 EX 687 EQ 671
700 club, I hear you knocking
Kevin
That was a couple weeks ago and no response. I resent the email yesterday and voila!
I got an email back and then a followup from one of the assistance with an attached copy of the letters being sent to the 3 bureaus to delete!
And that folks as they say is the end. This is by final derog/collection on any of my credit reports!!! I'm free!!!!!!!!!!!!!!!!!!! I'm freeeeeeeeeeeeeeee!!!!!!!
I'll be paying down some balances over the next month or two to get my utilizations below 35% on a couple CCs and then will be applying for my mortgage.
According to Myfico score simulator, I'll be in the 720-780 range as soon as I take care of that....
I really have to thank all the nice folks here for all their help. Everyone needs to give themselves a big pat on the back.
TC FAKOS TU 678 EX 687 EQ 671
700 club, I hear you knocking
Kevin
That's awesome KevinB, congrats on the work and rewards!!!
@Anonymous wrote:
Like one of our other board members I had emailed the CEO of IC systems asking for a removal considering it was about 6 months from falling off anyways.
That was a couple weeks ago and no response. I resent the email yesterday and voila!
I got an email back and then a followup from one of the assistance with an attached copy of the letters being sent to the 3 bureaus to delete!
And that folks as they say is the end. This is by final derog/collection on any of my credit reports!!! I'm free!!!!!!!!!!!!!!!!!!! I'm freeeeeeeeeeeeeeee!!!!!!!
I'll be paying down some balances over the next month or two to get my utilizations below 35% on a couple CCs and then will be applying for my mortgage.
According to Myfico score simulator, I'll be in the 720-780 range as soon as I take care of that....
I really have to thank all the nice folks here for all their help. Everyone needs to give themselves a big pat on the back.
TC FAKOS TU 678 EX 687 EQ 671
700 club, I hear you knocking
Kevin
Could you post an email for them?
As requested...
-----cut here----
Mr Rapp:
I'll apologize in advance for contacting you directly, but I don't seem to be
having alot of luck going through your regular channels.
I had a medical collection that went to your service from xxxxxxxxxxx.
Due to some insurance foulups and a rapid move due to my heart attack the copay
was not forwarded to me.
As soon as I learned of this, I paid the full amount with no questions.
I'm in the process of getting a mortgage for the first time and your entry is
the only bad mark on my credit report at this time. Since this happened back in
2000/2001, it is very near (less than 6 months or so) for this to fall off my
credit report due to age. I've contacted your company several times about
removing this early, I even went as far to dispute it with the CRA after the
suggestion from one of your staff. That however, didn't work so you are my last
hope here.
The account # with your firm is xxxxxxxxx.
If there is any way that you could help me out I'd appreciate it. As I said, I'm
not really asking alot since you have been paid many, many, many years ago and
it really serves no useful purpose anymore due to the many years since this was
paid. I've contacted the original creditor and they even called your company
saying it was ok to delete this entry at the 3 credit bureaus.
Thanks in advance and god bless.
Me
-----cut here----
Mr Rapp:
I'll apologize in advance for contacting you directly, but I don't seem to be
having alot of luck going through your regular channels.
I had a medical collection that went to your service from xxxxxxxxxxx.
Due to some insurance foulups and a rapid move due to my heart attack the copay
was not forwarded to me.
As soon as I learned of this, I paid the full amount with no questions.
I'm in the process of getting a mortgage for the first time and your entry is
the only bad mark on my credit report at this time. Since this happened back in
2000/2001, it is very near (less than 6 months or so) for this to fall off my
credit report due to age. I've contacted your company several times about
removing this early, I even went as far to dispute it with the CRA after the
suggestion from one of your staff. That however, didn't work so you are my last
hope here.
The account # with your firm is xxxxxxxxx.
If there is any way that you could help me out I'd appreciate it. As I said, I'm
not really asking alot since you have been paid many, many, many years ago and
it really serves no useful purpose anymore due to the many years since this was
paid. I've contacted the original creditor and they even called your company
saying it was ok to delete this entry at the 3 credit bureaus.
Thanks in advance and god bless.
Me