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@FireMedic1 I was able to go to county records in 2019 - about 2 years after - and pull both the lien filing and lien withdrawn filing. During an employee background check done via " CLEAR " , it does show both filings. I pulled a LexisNexis abd it's not there.
Really my question is should it still be there as opposed to whether I can show paid.
I would call the IRS to get info on this. You can call 1-800-913-6050 for a start.
From what I read, it shouldn't be on your public record.
My (paid) lien was on my record in 2009----but it's not on my record now.
I understand your concern.
But this will not affect your eligibility for the mortgage. It didn't affect my eligibility for my mortgage because it was paid.
since this is a withdrawal of tax lien (and not a release), is it safe to assume the tax was not paid? Are you trying to figure out if the title company finds the withdrawal, will it cause the mortgage company to ask questions about the underlying tax? I'm guessing the mortgage company will want to know more details about the withdrawl.
If you still owe the tax, the mortgage company may want to see an installment agreement in place which will have an effect on your DTI. If you don't, they will probably just ask for a letter of explanation as to why it was withdrawn and not released. If it was paid, then you probably will just have to show proof that it was paid which you can get from your IRS account.
Point of reference: years ago, when i was building, i had a paid judgement from years before. the original judgement and the release of the judgement for being paid in full were recorded. the underwriter couldn't get the loan through because of the wording of the release. the system was looking for specific words...even though the documents were signed by the judge, notarized and noted in public records. it took a whole week for the mortgage company to clear up the issue, but they got it done. I'm guessing the wording on the public records documents may trigger other questions when it's run through the approval systems.
I strongly sense that the OP has already paid the lien.
this is why i asked if there's still an underlying unpaid tax. A withdrawal doesn't necessarily get rid of the lien itself....
A Withdrawal of the Notice of Federal Tax Lien differs from a Certificate of Release of Federal Tax Lien and the two cannot be used for one another. A Withdrawal only removes the effect of the NFTL whereas the Certificate of Release both releases the NFTL (paper document) and extinguishes the statutory tax lien
You're right about that. Absolutely true.
A "withdrawal" is certainly not a "release."
@DSTforlife Where did you get that summary from ?
i don't know if i can post links, but it's on the IRS website.
Part 5. Collecting Process Chapter
12. Federal Tax Liens Section
9. Withdrawal of Notice of Federal Tax Lien
So if a lien was withdrawn ( in theory not filed) there wouldn't be anything to release per se
In order to release the lien, it must be paid, basically.
I'm not sure if a payment plan towards full payment releases the lien.