If EX and TU are not used that much.......

[gdtobefree]

how come they don't just omit those agencies all together.

Seem EQ is the leader in reportig agencies, I don't see the purpose of the other 2.

I am more worried about fixing EQ then I am the other ones.

[fused]

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gdtobefree wrote:

how come they don't just omit those agencies all together.

Seem EQ is the leader in reportig agencies, I don't see the purpose of the other 2.

I am more worried about fixing EQ then I am the other ones.

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I live in Hawaii and EQ use to be the King but not anymore. EX is now king. I also see this same trend all around the country.

[braznyc]

I have to agree with Fuse, everyone that pulls my credit uses EXP or they may pull TU and I live in NY. I rarely see anyone pulling from EQ.

[Anonymous]

Im in Ct. and  so far  auto loans were all pulled from TU    CC pull EX and EQ      Keep in mind that they report to all 3 and at any time pull whichever CRA they want.   I had mortgage pull all 3

[Anonymous]

The CCC and other vendors have contracts with the bureaus (probably use the lowest bid) - EQ is standard here in MD - very rarely TU or EX but then most of my stuff is Citi and they love EQ for me.

[gdtobefree]

Alrighty then, they need to get their mess together and come up with an average or use the same scoring system.

I am in La and NO ONE uses EX or TU my last inq pulled from them were in 2004! LOL

[MidnightVoice]

EQ is used a lot in Iowa.  TU is a Juniper fave and EX is Amex's baby.

And mortgages pull all 3 and take the middle!

[busyone]

I don't know, it seems ever lender I talk to is primarily interested in Exp.

I also have a consumer Am Ex card that is reported on TU and Eq. only,

it's not on my Ex.(and I hope it stays that way )

[sunrise]

Seems in my area (IL) EX & EQ are used. 

Pulls in the last 2 yrs:

TU=  0  I just had 1 drop off this month

EQ= 8

EX= 7

[gdtobefree]

My point exactly, one shoots you in the butt and the other shoots you right between the eyes,and one shoots blanks, why can't they all just shoot you in the foot or somewhere less detramental.