If EX and TU are not used that much.......

[busyone]

Have to agree with that!!!

[Anonymous]

def....Experian,  although about 12 years ago  (the last time, i went through this whole process)  it seemed  it was Equfax....

credit unions seem to be popular w/ EQ...while prime seems to like EX...

I live in Texas where CSC, (equifax) is outsource for them.  At first they were difficult, with their High School class project style web site!  and horrid customer service (or lack of)  but, to my supprise in 2007 they deleted almost everything i disputed! 

I have an idea, how do we start our own CRA? 

Message Edited by mymy on 02-03-2008 02:44 PM

[haulingthescoreup]

They actually did all get together and start their own combined score --it's called the Vantage score. Some lenders pull Vantage, but they also pull FICO's. Guess they're trying to get a feel for how well they compare.

I don't do that much apping, but it seems like I see CU's split between EQ and EX, most CC's around here going with EX, and Chase pulling TU.

[Anonymous]

i live in large apt. complex. they pull EX. told me because it's easier to read. said tu is nightmare.CCCU pulled EX also.  I have 5 inq from them and 1 each from eq and tu.   in CT

[igdycsmG6]

I once heard the EQ was less expensive for businesses, thats why they were pulled the most , at least here in OHIO. Inquiries are 6 to 1. (EQ vs EX)

[TryingVeryHard]

LOL. If I apply for car this FEB, TU will give my OCT, NOV or DEC credit profile, hehehe. I just observe that TU is lazy in terms of updating records.