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If you dispute CC charge does it appear on CR

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compassion101
Established Contributor

If you dispute CC charge does it appear on CR

One of my cards appears as account under dispute.

 

I did recently dispute a charge that was made to the account. Does this happen when you dispute a charge made to your CC?

 

 

Message 1 of 4
3 REPLIES 3
RobertEG
Legendary Contributor

Re: If you dispute CC charge does it appear on CR

Did you dispute under the FCRA, or for a billing issue under the FCBA?

Message 2 of 4
compassion101
Established Contributor

Re: If you dispute CC charge does it appear on CR

It was a billing issue, I just filled out their online billing dispute.

Message 3 of 4
RobertEG
Legendary Contributor

Re: If you dispute CC charge does it appear on CR

If it is a billing issue, you might be better served by disputing under the Fair Credit Billing Act rather than the FCRA.  That is its specific intent.

 

The FCRA dispute process does not require the creditor to provide supporting documentation upon verification of the accuracy of the information.

The FCBA does. I suggest checking out the provisions of the FCBA process on the FTC web page.

Message 4 of 4
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