Inconsistent reporting

[seraphimh]

ive had a Cap one CC account for 3 months now. It's reported once as a new account when I opened it. I also opened a NFCU account, secured loan, and Cash rewards CC with them 2 weeks ago. Both the loan and CC have failed to report. Barclays is the only card reporting on time and they managed to report My current balance (26% uti) which was 4 days after my 5% uti statement balance. I've gained over 100 points disputing errors and rebuilding responsibly, all in 4 months. Now I'm stalled out due to incompetence. I've called them all and they say it can take 30-45 days to report. Shall I just wait and see or is there something I can do to remedy this?

[Anonymous]

2 weeks would be very early to report. Give it a couple of weeks, everything will shake out. Cap1 was very slow to report when I started. It was the first of 4 cards I got approved for and the last to report. My guess is NFCU wont report til your first statement on card and payment on loan.

And remember, its a marathon, the start can seem like a sprint, but in a few months everything will be showing up nice and shiny.

[seraphimh]

I hope you're right. My wife has the same cards and loan, and they've all reported normally. We need to buy a car in July and are looking to buy a house in Feb/March 2016. I'd love my reports to be up to date by then. 

[Anonymous]

you will certainly be fine by then.

[takeshi74]

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@Anonymous wrote:

2 weeks would be very early to report.

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This.  Don't set your expectations based on Barclays.  They tend to report very quickly.