Incorrect address on CR

[Anonymous]

Should I worry about or dispute an incorrect previous address on my CR?  My current address is correct with all three bureaus.  EQ and EX have my 2 previous addresses correct.  TU, on the other hand, shows 1 correct previous address and the other one is wrong.

The correct previous address showing on TU: 1300 "road name"

Wrong previous address showing on TU: 2400 on the same road, same town, same state & same zip.  I never lived there.

It should be : 2800 "different road", "different town", "same state"  (EQ and EX have this correct)

I Google mapped it and it doesn't even look like there is a 2400 on that road.

I do wonder if there was some sort of data entry error.

Everything else on my reports from all 3 bureaus is correct.   

[Anonymous]

---

@Anonymous wrote:

Should I worry about or dispute an incorrect previous address on my CR?  My current address is correct with all three bureaus.  EQ and EX have my 2 previous addresses correct.  TU, on the other hand, shows 1 correct previous address and the other one is wrong.

The correct previous address showing on TU: 1300 "road name"

Wrong previous address showing on TU: 2400 on the same road, same town, same state & same zip.  I never lived there.

It should be : 2800 "different road", "different town", "same state"  (EQ and EX have this correct)

I Google mapped it and it doesn't even look like there is a 2400 on that road.

I do wonder if there was some sort of data entry error.

Everything else on my reports from all 3 bureaus is correct.   

---

It's easy to correct by filing an online dispute with TU.

[Anonymous]

Thank you, Irish! 

Just filed the dispute online and it was quick and painless 

[takeshi74]

---

@Anonymous wrote:

Should I worry about or dispute an incorrect previous address on my CR?

---

It won't have any impact on your score but the incorrect information could be used for one of those identity verification questions.

[Anonymous]

---

@takeshi74 wrote:

It won't have any impact on your score but the incorrect information could be used for one of those identity verification questions.

---

Good to know!  Thank you!

[Anonymous]

---

@Anonymous wrote:

---

@takeshi74 wrote:

It won't have any impact on your score but the incorrect information could be used for one of those identity verification questions.

---

Good to know!  Thank you!

---

+1 This exactly happened to me and a department store card denied my app. Did not know there were incorrect addresses on my report. Disputed and updated info.

[scorewatcher7]

Many CCC and other credit providers tend to misreport addresses. Nothing to worry about. A simple dispute will fix it.

However, if for some reason you went into default and one of the basis of the default was non-receipt of a bill, you can use the address issue in your defense. I don't suggest it without doing some research, but I know its a factor for derogatory removal. 

[Anonymous]

Just a quick update... TU deleted the incorrect address and all my personal information is correct now