Innovis

[Anonymous]

While we go to extreme lengths to tweak our credit report form major 3 ( TU, EX, EQ ). There  are reports that some lenders pull Innovis but don't nessesary announce it. Anyone knows about this 4th Major and who pulls from them?

Thanks.

[future]

i've heard there was a 4th cb, always wonder what the name was and was there really a 4th,  until now it was like a looking for a pot of gold under a rainbow.lol  i hope you get a lot of feed back for this.  i'm now considering getting my report from them.lol 

[Anonymous]

---

montana wrote:

While we go to extreme lengths to tweak our credit report form major 3 ( TU, EX, EQ ). There  are reports that some lenders pull Innovis but don't nessesary announce it. Anyone knows about this 4th Major and who pulls from them?

Thanks.

---

When we used Lending Tree they used Innovis which in turn pulled the major 3. 

[Anonymous]

when i asked bank of america for a GW they cameback and said they couldn't but to contact all four CRA's and put a statement on file. I was like four. then i saw the new one

[Anonymous]

How do they do it? Do they vote and say" Lets add another one to **F@%^** around!"

Message Edited by Redamagon on 09-20-2007 03:40 PM

[Anonymous]

They do not pull credit from Innovis.  Innovis does not sell its reports but does compile info for creditors to include or not include you in prescreened offers.  Also known as the 'bad credit' bureau.   If you think you've gotten anything cleaned up I would request a report from them as well to make sure it has been removed.

Message Edited by Brammy on 09-20-2007 06:43 PM

[Anonymous]

I don't get it? So, how come Fico doesn't include them in their formula?

[Anonymous]

i got all the credit i wanted by now. Only if they keep data indefinately....then there is little we can all do. oh well. I am ok for now, so i will not complain. however i can request the report , it's only 8 bucks. I just think it's not worth it anyway....because these companies can pop up like mushrooms ( innovis, choicepoint, etc. ) i will just grow old and tired trying to clean up my records on all the information compliling companies. i think they can print my profile at innovis, frame it and nait it above the ceo's desk for all i care.