No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I checked Credit Karma today and 8 of my inquiries fell off my TU report. The inquiry dates range from 9/27/2012 - 1/25/13. I know accounts can age off of reports between 7 - 10 years but inquiries don't usually fall off before two years, do they? Anyone find this weird? Or have an explanation?
@awiser wrote:I checked Credit Karma today and 8 of my inquiries fell off my TU report. The inquiry dates range from 9/27/2012 - 1/25/13. I know accounts can age off of reports between 7 - 10 years but inquiries don't usually fall off before two years, do they? Anyone find this weird? Or have an explanation?
I believe for scoring purposes inquiries disappear after one year. They are still on credit report though if uw hard pulls your car they will still see it
@awiser wrote:I checked Credit Karma today and 8 of my inquiries fell off my TU report. The inquiry dates range from 9/27/2012 - 1/25/13. I know accounts can age off of reports between 7 - 10 years but inquiries don't usually fall off before two years, do they? Anyone find this weird? Or have an explanation?
I'd check your actual report and not rely on CK.
@mongstradamus wrote:
@awiser wrote:I checked Credit Karma today and 8 of my inquiries fell off my TU report. The inquiry dates range from 9/27/2012 - 1/25/13. I know accounts can age off of reports between 7 - 10 years but inquiries don't usually fall off before two years, do they? Anyone find this weird? Or have an explanation?
I believe for scoring purposes inquiries disappear after one year. They are still on credit report though if uw hard pulls your car they will still see it
The inquiries aren't a year old yet, and they don't disappear after a year, they just stop affecting your score. Regardless, I actually checked my report directly from TU and they're all still there. And here I was happy to have them gone. I guess it's just a CK glitch.
Thanks for the reply, though!
@Anonymous wrote:
@awiser wrote:I checked Credit Karma today and 8 of my inquiries fell off my TU report. The inquiry dates range from 9/27/2012 - 1/25/13. I know accounts can age off of reports between 7 - 10 years but inquiries don't usually fall off before two years, do they? Anyone find this weird? Or have an explanation?
I'd check your actual report and not rely on CK.
+1
I did, thanks!
Maybe the inquiries got bumped off inadvertly. Good for you.
@Anonymous wrote:Maybe the inquiries got bumped off inadvertly. Good for you.
Most likely the case, and for the OP's sake good news..