Inquiries Falling Off!?

[Anonymous]

I have 4 inquiries on my Experian credit report that went over the 2 year mark last month.  How long do they stay on my credit report?  I thought they automatically fall off once they hit the 2-year mark!?

Any guidance is greatly appreciated.

Thanks.

Peace!

[AllZero]

IIRC 1st Saturday of the following month or something like that.

[dragontears]

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@AllZero wrote:

IIRC 1st Saturday of the following month or something like that.

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This is what I remember as well, Experian does 2 years + 1 month and they remove things on the first Sat/Sun of the month 

[Anonymous]

Excellent.

Thanks for the information!!

[Anonymous]

If I app for a Chase card, will chase give any negative weight to these 2 year old inquiries?

I only have 1 inquiry in the past year!

Thanks!

[AllZero]

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@Anonymous wrote:

If I app for a Chase card, will chase give any negative weight to these 2 year old inquiries?

I only have 1 inquiry in the past year!

Thanks!

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Your profile looks solid. As long as you are under 5/24, I think you should be okay. If you really want to play it safe, wait for the inquiry removal.

[Anonymous]

OP that's where I was in February - had an inquiry hit two years that month. The first Saturday of March it dropped off of EX.

[M_Smart007]

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@Anonymous wrote:

If I app for a Chase card, will chase give any negative weight to these 2 year old inquiries?

I only have 1 inquiry in the past year!

Thanks!

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@Anonymous  ..Your Internal history with Chase coupled with 1 scoreable inquiry and your scores,

I would just app for what you want...  ( long as your utilization is in check and you have income.)

also if it aligns with your spend in meeting a SUB?

Chase is not going to look at 2 inquiries more than 12 months old.  .. JMHO

[DoogieBall]

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@AllZero wrote:

IIRC 1st Saturday of the following month or something like that.

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Good to know.  Time to mark the calendar.  Lol