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Inquiries; when they count

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Anonymous
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Inquiries; when they count

Thinking of apping for Bilt and Barclays after I lose 4 ex inqs next week. But do the banks check inquires real-time, or not, like a month before. 

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OmarGB9
Community Leader
Super Contributor

Re: Inquiries; when they count

Yes they check real time; in most cases, they do a fresh HP for a new credit application. Some lenders don't do a fresh pull, and instead use an old SP, which may still include those inquiries that recently fell off (i.e. Amex in most cases, though they have been known to do a HP).


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