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Inquiries

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cocoahoe
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Re: Inquiries


@bigseegar wrote:

@Kaylovee1028 wrote:        redactle

Is it worth it to try to get inquiries removed before the two year timeframe if you have a lot. And what, if any, method has anyone used to successfully remove inquiries. Most of them are either from loans or car dealership which I gave my information and they sent it to all these lenders which I didn't know they would pull my credit. Please help, thanks


INQ's can only legallly be removed if they were not legit and authorized. When you requested vehicle financing you agreed to those pulls even if you didn't know how many lenders the dealer would submit them to, so no they can not be removed. But as said FICO scoring wise they don't hurt nearly as much after 12 months. However lenders may or may not consider them during loan approval, ie credit cards and such.


Thx, appreciate it!

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