Inquiry Question

[azsassycat]

These are all mortgage inquiries.  My two questions are (1) are they coded correctly to be counted as only one inquiry for FICO scoring and (2) if they are not coded correctly, who do I contact?  The CRA, the mortgage broker/bank, and/or the company who provided the reports?

Thanks!

Company:  Advantage

CRB:  TU

Industry:  Miscellaneous and Public Record

Type:  <blank>

Company:  Pyramid Credit

CRB:  TU

Industry:  Miscellaneous and Public Record

Type:  <blank>

Company:  W.Fargo Bank

CRB:  TU

Industry:  Real Estate & Public Accommodations

Type:  <blank>

Company:  RelsCredit

CRB:  TU

Industry:  Finance, Personal

Type:  <blank>

Company:  Pyramid Credit

CRB:  EX

Industry:  Mortgage Reporters

Type:  MTGLI

Company:  RelsCredit

CRB:  EX

Industry:  Mortgage Reporters

Type:  MTGLI

Company:  Wells Fargo Bank

CRB:  EX

Industry:  Mortgage Companies

Type:  MTGLI

[Anonymous]

MTGLI = Mortgage lending Institution.  The blanks may not be deduped.

[azsassycat]

So you're saying that the inquiries on my EX report, which are identified as MTGLI, will only count as one inquiry, but the inquiries on my TU report, which are not identified by any type, will be individually counted?  If this is so, how do I get the TU inquiries to report correctly?

Thanks!

Cathleen

[azsassycat]

bump