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Inquiry Question

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Anonymous
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Inquiry Question

These are all mortgage inquiries.  My two questions are (1) are they coded correctly to be counted as only one inquiry for FICO scoring and (2) if they are not coded correctly, who do I contact?  The CRA, the mortgage broker/bank, and/or the company who provided the reports?
 
Thanks!
 
 
Company:  Advantage
CRB:  TU
Industry:  Miscellaneous and Public Record
Type:  <blank>
 
Company:  Pyramid Credit
CRB:  TU
Industry:  Miscellaneous and Public Record
Type:  <blank>
 
Company:  W.Fargo Bank
CRB:  TU
Industry:  Real Estate & Public Accommodations
Type:  <blank>
 
Company:  RelsCredit
CRB:  TU
Industry:  Finance, Personal
Type:  <blank>
 
Company:  Pyramid Credit
CRB:  EX
Industry:  Mortgage Reporters
Type:  MTGLI
 
Company:  RelsCredit
CRB:  EX
Industry:  Mortgage Reporters
Type:  MTGLI
 
Company:  Wells Fargo Bank
CRB:  EX
Industry:  Mortgage Companies
Type:  MTGLI
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Inquiry Question

MTGLI = Mortgage lending Institution.  The blanks may not be deduped.
Message 2 of 4
Anonymous
Not applicable

Re: Inquiry Question

So you're saying that the inquiries on my EX report, which are identified as MTGLI, will only count as one inquiry, but the inquiries on my TU report, which are not identified by any type, will be individually counted?  If this is so, how do I get the TU inquiries to report correctly?
 
Thanks!
 
Cathleen
Message 3 of 4
Anonymous
Not applicable

Re: Inquiry Question

bump
Message 4 of 4
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