My husband and I are working with our financial planner to correct our credit files. He has told us that when there is a dispute or investigation at the 3 CRA's you shouldn't have any inquiries made or it resets the "clock". I keep getting mixed answers from different people. Is this correct though???
Disputes do not stop inqs. Only stops the account in question. Inqs for other stuff will not reset the clock. But I think the reference to the clock that you were referring to was the inq clock (date of last inq). Yep it does. Anytime you have inqs less than 3 months old it can make it harder to be approved for things.
Message Edited by ilovepizza on 04-22-200806:51 PM
