Is Equifax having issues or what...???

Anonymous · ‎03-05-2010

Equifax... Besides having the worst web server, they update nothing!!!!

I have 4 accounts that have not been updated for 3 months or more. The same accounts that the other two CRA have had updated for 8 weeks or more.

And then another account where the limit has gone up many times, and they have it reporting as a zero limit, and that has dropped my score like a little brick. OK, rant over...!!!

Any feedback will be great... Thanks!

Message Edited by -RED on 03-05-2010 07:12 PM

AndySoCal · ‎03-05-2010

The one account thati s reporting with a zero credit limit is showing as an account type of Open or Revolving? The other three cards that are not updating at Equifax have they been updating and just recently have stopped. IE at other times when you have checked your credit report the reporting on those accounts has been more prompt.

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Anonymous · ‎03-05-2010

The one showing a zero limit, that should report 3500 is a 15 year old revolving account that currently has about 400 bux on it.

The second one is a car I paid off 3 months ago, and it shows I have one payment left, and I owe nothing.

The third,& fourth accounts are HSBC cards, and they don't report all the time because it saves them money not to report.

@AndySoCal wrote:
The one account thati s reporting with a zero credit limit is showing as an account type of Open or Revolving? The other three cards that are not updating at Equifax have they been updating and just recently have stopped. IE at other times when you have checked your credit report the reporting on those accounts has been more prompt.

JagerBombs89 · ‎03-06-2010

Equifax puts some of my credit limits under the "high balance" column. My one card shows no credit limit but a high limit of $6450 ( which is what my limit is ). And this $6450 doesnt get factored into my total available credit either. Maybe this is happening to you?

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