Is Experian always

[sjt]

I paid off some credit cards off in early July and Equifax and Trans Union have already updated it on July 23 but Experian has not. Does anyone know if Experian usually late to report?

[IonZephyr]

im unsure if this is right, but check AFTER the (statement) closing date of your cards..?

[mato01]

I was wondering this too. My Delta card statement cut on 7/10/2015 with a zero balance. Trans, and Equifax have already updated, and it has not update on Experian. Seems like they are one month behind.

[fused]

For the longest time, Experian was always the first CRA to report any changes on my reports. Lately, I've noticed EX has been behind the other two (Equifax and TransUnion) in reporting new balances. Not sure why tho.

[Anonymous]

what monitoring service are you using?  Have you checked your Experian report?

There are some well documented issues with Experian and myFICO updates.

[takeshi74]

Most seem to find TU to be the slowest to update which has been my experience as well.  That said, EX could certainly be slow in a given situation.

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@IonZephyr wrote:

im unsure if this is right, but check AFTER the (statement) closing date of your cards..?

If the other 2 CRA's have updated then the creditor has already reported.

[sjt]

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@mato01 wrote:

I was wondering this too. My Delta card statement cut on 7/10/2015 with a zero balance. Trans, and Equifax have already updated, and it has not update on Experian. Seems like they are one month behind.

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My cards are Amex as well. TU and EQ are reporting about 5 days after Amex updated and sent information to all three bureaus.

[sjt]

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@Anonymous wrote:

what monitoring service are you using?  Have you checked your Experian report?

There are some well documented issues with Experian and myFICO updates.

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I use TU and EQ. I thought both services were delayed in report Experian activity but I checked my Experian report and still not updated.

[sjt]

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@takeshi74 wrote:

Most seem to find TU to be the slowest to update which has been my experience as well.  That said, EX could certainly be slow in a given situation.

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@IonZephyr wrote:

im unsure if this is right, but check AFTER the (statement) closing date of your cards..?

If the other 2 CRA's have updated then the creditor has already reported.

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True. Amex confirmed sending the information to all three bureaus.