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Is a medical debt a "purchase?"

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Anonymous
Not applicable

Is a medical debt a "purchase?"

This may sound like a really basic question, but I want to make sure that I'm covered. I have a new credit card with Chase (Slate). I got it to transfer a balance and to pay off two medical bills. I know that I can pay the balance off well before the introductory offer period ends.

 

My question is whether charging a medical bill (owned by a hospital, not a collection agency) qualifies as a "purchase" for the sake of the 0% APR for the first 15 months? I have my card member agreement in front of me and I'm reading it now. It says that a purchase is a "good or service." However, it also calls some things cash-like transactions, like purchasing traveler's checks, lottery tickets, any type of betting currency, and "making payment to a third party service." (I assume they mean like Western Union?) I guess I could just call, but I figured I'd ask here first.

 

There is no balance transfer fee in the first 60 days, and 0% APR for balance tranfers and purchases for 15 months. Should I request balance transfer checks and use those to pay off the two medical bills?? This whole thing is confusing. Any help is appreciated.

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: Is a medical debt a "purchase?"

Yes it is a purchase just pay with your card

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
Anonymous
Not applicable

Re: Is a medical debt a "purchase?"

Thanks!

Message 3 of 4
myjourney
Super Contributor

Re: Is a medical debt a "purchase?"


@Anonymous wrote:

Thanks!


Glad to help Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 4
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