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Barclay Card FICO Scores

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Repo-ed
Senior Contributor

Barclay Card FICO Scores

Barlcay sent me an update 12/31, and just sent me another update just now.

 

+1 pt, which I'll gladly take - but do they send them randomly or is there a schedule like wal-mart?

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Barclay Card FICO Scores

I got mine today, too. My score went up significantly, from 677 to 695! I'm close to 700 for the first time in years.

Message 2 of 7
n0smirc
Regular Contributor

Re: Barclay Card FICO Scores


@Repo-ed wrote:

Barlcay sent me an update 12/31, and just sent me another update just now.

 

+1 pt, which I'll gladly take - but do they send them randomly or is there a schedule like wal-mart?


It seems to be random and sparse for my updates. Wal-mart is like clockwork but Barclays hasn't updated anything since the beginning of December. I've had significant score improvements in the meantime but nada, nothing, zilch from barclays.

Message 3 of 7
drift3r
Member

Re: Barclay Card FICO Scores

I'm curious about this one too. I also have the Barclay card and I was under the impression that it updated every 3 months, but I did get a score update last month (only a month after activating the FICO feature).

My Scores as of May 20, 2015
Experian - 757
Trans - 769
Equifax - 754

Message 4 of 7
Legal_Girl
Frequent Contributor

Re: Barclay Card FICO Scores

The pattern mine seems to fall into is that I get an email when my FICO changes.  Such as:  when my FICO dropped 2 points and then last week when it jumpted 50 points up to 698 (soooooo close).  The jump was my chapter 13 was removed this month instead of February.  Experian removed it last month, but Equifax will hold onto it until the last moment. 

 

But mine seems to be anytime there is a change..

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778 /Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $5,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Capital One Savor $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $31,000 / Discover IT Chrome $21,500 / Citi DC $10,500 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Strata $14,500/ Care Credit $18k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 5 of 7
B335is
Moderator Emeritus

Re: Barclay Card FICO Scores

Barclays told me it's updated every 10 weeks, but I've noticed it gets updated anytime something significant (Hard Pull, significant balance increase, etc...) hits my report.  I think it's done when they perform an AR.

Message 6 of 7
Repo-ed
Senior Contributor

Re: Barclay Card FICO Scores

Mine updated twice within 12 days.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 7 of 7
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