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Is it normal to create a lot of different disputes?

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FicoPower
Regular Contributor

Is it normal to create a lot of different disputes?

As time goes on I notice things in my credit report that could be changed or updated.  I have sent a couple of letters already about a month ago to the Bereaus (and online dispute with Experian) and I wonder if that is considered normal.  I ask since I do not want to become bothersome or flagged in some way if it is not normal for someone to always contact the bereau.  I assume it is ok to do so but just confirming.  Thanks!
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Is it normal to create a lot of different disputes?

A dispute with the CRAs should only be done when the info. reported is not accurate!!    There are times when a dispute will only hurt you and there are other ways to deal with the reporting.

 

The CRAs only report what the OC or CA tells them!

 

At this time I have nothing to dispute but since I cleaned my CR   I have only disputed once & that was because they had not update a Balance that I owed on a CC  for 3 months. This had an effect on my FICL scores.

Message 2 of 5
Anonymous
Not applicable

Re: Is it normal to create a lot of different disputes?

CRA's could care less how many times you dispute your file.  Dispute it every day if you want.

That's how you get things done.  I had a dispute with Chase and kept pestering them with certified letters and faxes until they finally removed the tradeline from all 3 bureaus.  Persistence works!

Message 3 of 5
Anonymous
Not applicable

Re: Is it normal to create a lot of different disputes?


@Anonymous wrote:

CRA's could care less how many times you dispute your file.  Dispute it every day if you want.

That's how you get things done.  I had a dispute with Chase and kept pestering them with certified letters and faxes until they finally removed the tradeline from all 3 bureaus.  Persistence works!


 

Agreed.
Message 4 of 5
fused
Moderator Emeritus

Re: Is it normal to create a lot of different disputes?


leggo wrote:

CRA's could care less how many times you dispute your file.  Dispute it every day if you want.

That's how you get things done.  I had a dispute with Chase and kept pestering them with certified letters and faxes until they finally removed the tradeline from all 3 bureaus.  Persistence works!


 

 

What Chase item did you dispute?

Message 5 of 5
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