Is it safe to check my CR?

Anonymous · ‎03-09-2011

My most recent CapitalOne CC monthly statement was just updated this afternnon. I am curious to see how my new balance has improved my FICO, is it safe to order my credit score now?

Also does anybody know if TransUnion score's are still relevant in Canada or is Equifax FICO the only score we now use in Canada?

Anonymous · ‎03-09-2011

Answer to my own question:

Hopefully this might help some one some day, i spoke to Equifax Canada and they said it takes 2 weeks for them to update your score, even if the credit card company reported the new $0 balance today.

haulingthescoreup · ‎03-09-2011

Wow, even slower than in the US.

I have no info on which CRA's are currently active in Canada. Sorry! With luck, someone else knows.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎03-09-2011

@haulingthescoreup wrote:
Wow, even slower than in the US.

I have no info on which CRA's are currently active in Canada. Sorry! With luck, someone else knows.

how long is it in the US?

haulingthescoreup · ‎03-09-2011

In my experience, Equifax usually takes between 3 and 6 days to post the information that they receive. Sometimes quite a bit longer.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007