Is the credit card number on credit reports only visible to me?

[cr101]

Is the credit card number on credit reports only visible to me?

[Anonymous]

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@cr101 wrote:

Is the credit card number on credit reports only visible to me?

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I'm not aware of any credit report that displays the full credit card/account number.  I just checked my credit reports from the 3 major credit bureaus and (a) Equifax displays account name but no account number (b) Experian shows the first 6 digits of each account number, and (c) TransUnion omits the last 4 digits of account numbers.

[iv]

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@cr101 wrote:

Is the credit card number on credit reports only visible to me?

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Except for the list of soft pull inquiries, if you see it on your report, so does anyone else who pulls it.

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@Anonymous wrote:

I'm not aware of any credit report that displays the full credit card/account number.  I just checked my credit reports from the 3 major credit bureaus and (a) Equifax displays account name but no account number (b) Experian shows the first 6 digits of each account number, and (c) TransUnion omits the last 4 digits of account numbers.

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Not anymore, anyway.  (I have copies of my reports from the 90s with full account numbers listed...)

And I've seen a few cases where the lender appears to have sent the CRA a number other than the real account number (whether random, scrambled, or internally coded, I'm not sure.)

I've never understood why the CRAs though blanking out the LAST few digits was a good idea, though... when paper receipts, websites, email confirmations, etc... all display the last 4-6 digits!

It's kinda like offering an "Ages 0-1" jigsaw puzzle to ID thieves.

[cr101]

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@iv wrote:

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I've never understood why the CRAs though blanking out the LAST few digits was a good idea, though... when paper receipts, websites, email confirmations, etc... all display the last 4-6 digits!

It's kinda like offering an "Ages 0-1" jigsaw puzzle to ID thieves.

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Yes, I had to get out my card just to make sure that I was right and that they actually displayed most of my # on my TU report. A very sneaky, devious person could do some damage.