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Is there any program to check a new credit report everyday, instead of pulling it every day!

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Anonymous
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Is there any program to check a new credit report everyday, instead of pulling it every day!

I have been in a big rush here latley, I am getting a car and needs to be here before dec.25. I have beena  fico freak for over 4 years..lol.. just never been on the forums, usually I pay off my cc bal/s before I apply and only use them again if need be, but do put some activity on them to make them useful and helping my score, but after I pay off the bal.s I apply as soon as the cr updates on all 3 ( as capital one checks all 3)  usaulyl by dec/5 all have updated, so Here I have been pulling my CR every day now since dec.2 I have a special code diescount to help sometimes, but its still expensive, is there any program that lets you get your new updated report daily for a monthly fee, I can guess my score as I know how much it raises when these come off./. but will check my score when they come off instead
 
 
 
thanks
 
Message 1 of 5
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Anonymous
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Re: Is there any program to check a new credit report everyday, instead of pulling it every day!

also say someone did check there credit everyday, will it eventually hurt your credit? like 25 soft pulls later taht month?
 
just wondering
 
thanks for everyone being helpful
 
 
Message 2 of 5
haulingthescoreup
Moderator Emerita

Re: Is there any program to check a new credit report everyday, instead of pulling it every day!

Good Lord, you'll be down to a moped at that rate! No, no such thing as a bulk fee for pulling daily FICO scores (sounds like that's what you're talking about.)

Does Capital City allow you to pull reports daily, or is it just a hey-something-happened service? If you can't pull daily reports, check out TrueCredit, PrivacyMatters, or Experian or Equifax's 3-in-1 services. Make sure that they allow daily report pulls. If they give scores, ignore them, plus any advice that they give: it's all FAKO's. (EQ does sell the FICO EQ score, but I don't know if they give different scores with their 3-in-1.

You don't need to monitor your scores daily, just the reports. hope this helps--good luck on the car!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 5
Anonymous
Not applicable

Re: Is there any program to check a new credit report everyday, instead of pulling it every day!

When you pull your own credit- "Soft Pulls"

It does not affect your score.
Message 4 of 5
haulingthescoreup
Moderator Emerita

Re: Is there any program to check a new credit report everyday, instead of pulling it every day!



@Anonymous wrote:
also say someone did check there credit everyday, will it eventually hurt your credit? like 25 soft pulls later taht month?
just wondering
thanks for everyone being helpful



No, the soft inqs that you get when you pull your reports may be embarrassing to look at, but they don't affect your score.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 5
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