My EQ FICO score on score watch dropped 32 points this week, so I snagged a basic report from the alert I had, and it shows that nothing has changed but four old addresses being reported, as far as I saw. The CAs that keep reporting on my file each month (and have been since 2009), reported again, but that is nothing new, and I don't understand how my score would drop 32 points randomly with this monthly reporting.. I have not yet pulled my full report, but what else could have caused the drop? I have added no new credit, have no new collections/derogatory information, either. Could aging of the collections caused this severe drop...?
Any input is greatly appreciated. 
Are you on version 8 or 4?
Whatever version score watch gives from here. :/
@xaiduz114 wrote:Whatever version score watch gives from here. :/
There has been an update to EQ8 a few months ago. The rollout has been slow but some users have seen a change in their score with the upgrade.
http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/FICO-8-Announcement/m-p/2996572