It shows a $0 balance but the closed account and paid remarks are from my dispute of it last year. Its listed under consumer remarks. The reported account itself doesnt actually say its closed or been paid. It still has the pay status as collection instead of paid. It's close date is different than the last payment date too. I want to remove my dispute but with it would go the paid and closed collection remarks.
One of my other credit reports has this account listed again separately from the original report as a second report that it is unpaid and in collection with a balance of 1700. I just saw that today.
Here is their reporting on my Equifax report.
Most recent report:
Date Reported: Jan 14, 2019
Collection Agency CONSERVE
Balance Date Jan 14, 2019
Original Creditor Name BRYANT STRATTON
Account Designator Code INDIVIDUAL_ACCOUNT
Date Assigned Jan 15, 2015
Account Number xxxxxx 25
Original Amount Owed $1,700
Creditor Classification Educational
Amount $1,423
Last Payment Date Jul 29, 2016
Status Date Jan 14, 2019
Date of First Delinquency Oct 07, 2014
Status UNPAID
And report from 2018
Date Reported: Jun 22, 2018
Collection Agency CONSERVE
Balance Date Jun 22, 2018
Original Creditor Name BRYANT STRATTON
Account Designator Code INDIVIDUAL_ACCOUNT
Date Assigned Jan 15, 2015
Account Number xxxxx 42
Original Amount Owed $1,700
Creditor Classification Educational
Amount $0
Last Payment Date May 31, 2016
Status Date Jun 22, 2018
Date of First Delinquency Oct 01, 2014
Status PAID
Even a the dates are different for things. These people are a nightmare. How did they even get away with double reporting this account. Too bad this type of ovbious misrepresentation of my account isnt grounds to get it deleted by the CRA.
ETA: Just noticed while proofing that the last two of the account number are different for the two accounts posted to EQ
